New Model Chapter 13 Plan
The United States Bankruptcy Court for the Middle District of Florida has announced a revised Model Chapter 13 Plan” effective March 1, 2019:
The revised Model Plan informs the debtor that the automatic stay does not apply to secured creditors if the debtor elects to surrender collateral to the secured creditor, to make payments directly to the secured creditor, or to not make payments to the secured creditor. The revised Model Plan informs the debtor that, under certain plan treatments, there is no discharge of personal liability for claims.